Owning a horse is very enjoyable and rewarding, but comes with an enormous amount of responsibility. You want and need to protect your investment against unforeseen accidents and illnesses and the expensive medical bills. As well, you need to protect against financial hardship should your horse cause any damage. Your horse insurance policy will provide you with coverage that gives financial protection and peace of mind.
Liability insurance for horses
Your horse may cause damage to your property or to someone else’s. Or your horse may cause injury to someone as it may kick someone. With a policy generally known as Private Owner’s Liability Coverage, you will be able to meet any financial obligations that may arise due to your horse’s actions. As a responsible owner you owe a standard of due care to anyone that comes into contact with your animal, and liability coverage will protect you against financial ruin.
Commercial Equine Liability insurance for horses
If you board horses and offer riding lessons, you should consider taking out a Commercial Equine Liability policy. This package will offer you additional protection against any damage your horse may cause to others and protect you from losing your livelihood.
We can answer your questions about liability insurance for horses and other farm matters! Gifford Associates Insurance Brokers
Article reprinted with permission of author
Filed under: farm insurance Tagged: farm insurance
